New Blog Contributors - Mary Maza-Abihai and Cindy Powers
May 11, 2007
The Housechick Blog is proud to announce a new contributor, representing the lending side of Real Estate in Tucson.
Mary Maza-Abihai and Cindy Powers will be weighing in occasionally, answering loan questions, presenting opinions on the current lending environment, and adding clear explanations of various loan types and for whom they are appropriate. We’ll be adding short bios for them in a bit, but I’m too excited to wait to announce their arrival.
In the meantime, you can find Mary and Cindy at www.longmortgage.com/ceteam, via phone at (520) 918-1634, or via email by clicking here: Cindy and Mary.
Welcome!
Other Information That Might Be Helpful
- New FHA Loan Limits for Pima County (March 7, 2008)
The news today from FHA is that loan limits were raised, potentially making financing a tad easier for some folks.
FHA is the Federal Housing Administration, a governmental body that basically insures loans. FHA loans, in the past, had some stigma attached to them, because of the low amount of down payment needed. They were considered [...] - Paying to Lock your Interest Rate? (July 18, 2007)
When a buyer makes an offer to buy a home in Tucson, they must include a form called a Loan Status Report, or LSR for short. The LSR, among other things, says that the Buyer must lock their interest rate and points by separate written agreement during their inspection period, or the interest rate [...]
- Proposed Rule Change for Short Sales in the Tucson MLS (December 20, 2008)
Landed in my inbox today, a proposed rule change, if I understand the message correctly:
MLS Rule Change for Short Sales
Section 3.18- Short Sales:
As used in these rules, short sales are defined as a transaction where title transfers; where the sale price is insufficient to pay the total of all liens and costs of sale; [...] - Will The Seller Carry Back A Second? - A Few Risk Assessment Scenarios (June 29, 2008)
Seller carry back financing seems to be a hot idea lately - there’s a lot of folks throwing the concept around. It is a highly misunderstood and sometimes confusing topic.
A Seller carry back is basically when the seller is the lender - the seller typically has a lot of equity in their house, and a [...] - Happy Intercalary Day! (February 29, 2008)
February 29th - it’s Leap Day!
Seems like as good a time as any to finally figure out why, exactly, we go around adding days to our calendar.
- The length of a solar year, on which our calendar is based, is 365.242 days, which is about 11 minutes shorter than 365.25 days.
- To compensate for the [...]
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